1. Scope

This Privacy Policy explains how IZIMINIT.COM Top-Up, operating IZIMINIT.COM, collects, uses, shares, and protects information when you use our website, account services, mobile top-up services, support channels, and related products.

2. Information we collect

We may collect account details, contact information, recipient phone numbers, destination country, carrier information, transaction references, payment status, device and browser data, IP address, fraud-prevention signals, communications with support, and cookie or analytics data. Payment card details are generally processed by payment providers and are not intended to be stored directly by us.

3. How we use information

We use information to create and secure accounts, process and deliver top-ups, identify carriers, prevent fraud, comply with law, provide customer support, send service communications, improve performance, maintain records, and enforce our terms.

4. How information is shared

Information may be shared with payment processors, mobile-network and top-up providers, hosting and security vendors, analytics and communications providers, professional advisers, regulators, or law enforcement when reasonably necessary. We do not authorize service providers to use customer information for unrelated purposes.

5. International processing

Top-up transactions can involve providers and recipients in multiple countries. Information may therefore be processed outside your state or country, subject to applicable safeguards.

6. Retention and security

We retain information only as long as reasonably needed for service delivery, accounting, dispute resolution, fraud prevention, and legal compliance. We use administrative, technical, and organizational safeguards, but no system is completely secure.

7. Your choices and rights

Depending on your location, you may have rights to access, correct, delete, restrict, or obtain a copy of personal information, or to object to certain processing. We may verify your identity before completing a request.

8. Children

Our services are not directed to children under the age required to consent to online services in their jurisdiction. We do not knowingly collect such information without appropriate authorization.

9. Cookies

We use essential cookies and may use preference, analytics, and advertising technologies as described in our Cookie Policy.

10. Contact

Questions may be sent to [email protected].